Call Us Now
(419) 841-1222

At Northcoast Financial we are doing everything we can to assist and help in the current situation facing our community, state, and country. We will do everything we can to work with customers in this time of need. We ask that if you have any questions or concerns to please call our office immediately as we will be here to serve you over the phone. Our plan is to continue to serve our customers over the phone and online.
We are balancing this with the safety of our staff, community, and customers. Please note- effective immediately and until further notice we are suspending in office payments.
If you are experiencing trouble with your PassTime GPS or need assistance in any way regarding the device and not able to get a hold of our office please call PassTime 24 Hour Help Line (800) 865-3260

Need help with Financing?

Apply NOW for your new loan




We can help you get into the vehicle of your dreams!

About Northcoast Financial Services

Northcoast Financial Services, located in Toledo, Ohio, is a local company specializing in arranging automobile financing in the subprime market. Northcoast Financial Services maintains relationships with both Franchise and Independent Automotive Dealerships throughout Ohio.

Established in 1990, Northcoast Financial Services works hard to assist with the arranging of financing for consumers who need a second chance and have been unable to obtain credit from conventional lenders. Our team works diligently with dealers and customers to provide outstanding customer service on a daily basis.

Mission statement

We are a small community company, offering all the products and services of larger financial institutions with a more personal, one on one approach. We are knowledgeable, responsive and committed to enhancing our capacity to deliver a superior customer experience. We strive to provide the best customer service and solutions to meet our customer’s needs. We set to achieve this by making every effort to listen and understand our customer’s unique situation and work together to provide the appropriate solution. Our goal is to have no customer find a better experience anywhere else.

Northcoast Financial Services can assist you in making the process of buying and financing an automobile not only easy, but stress free!

Northcoast Financial Services can assist in helping you rebuild your credit starting today! We report to the credit bureau every month so that you get the credit you deserve and begin to make the positive changes for your financial future.

Northcoast Financial Services has relationships with many dealerships throughout Ohio to service you regardless of credit. We can assist in arranging quick and easy auto financing to customers through a developed network of Dealers that have a wide selection of vehicles to fit all of your needs. From the loan application process to the servicing of your loan, our goal is to meet your needs and exceed your expectations in customer service.

Our Goal is to have no customer find a better experience anywhere else


General Inquiry
(419) 841-1222


Customer Service Hours

[{},{"open":"09:00 am","close":"07:00 pm"},{"open":"09:00 am","close":"06:00 pm"},{"open":"09:00 am","close":"06:00 pm"},{"open":"09:00 am","close":"07:00 pm"},{"open":"09:00 am","close":"06:00 pm"},{"open":"09:00 am","close":"02:00 pm"}]